狼窝导航

狼窝导航 Driven to do more.

Take control with three important guarantees

Guaranteed Return of Premium

Additional protection from unpredictable circumstances, which allows for Return of Premium, within contract parameters. Benefit applies with additional charge.

Guaranteed Minimum Interest Credit

Receive a guaranteed Accumulated Value at the end of your Withdrawal Charge period with our Minimum Interest Credit feature.

 

Guaranteed protection from market risk

Your annuity鈥檚 Accumulated Value will never decrease due to market performance

Grow your nest egg

Choose from among several 1-year index strategies that earn interest based in part on the upward movement of a stock market index. Or choose a fixed strategy that provides a guaranteed rate of interest that is credited to your annuity daily.

Worry less about the possibility of changing circumstances

The Return of Premium benefit provides the ability to surrender at any time during the Withdrawal Charge period and receive your initial purchase premium, less any withdrawals.1 Benefit available for a charge.

Receive minimum interest credit

Provides the opportunity for a one-time automatic interest credit. If at the end of the Withdrawal Charge period, the total interest credited to the Accumulated Value is less than the Minimum Interest Credit, you automatically receive a one-time credit equal to the difference.

Explore 狼窝导航 Protector

Protector 5

Protector 7

 

Find out if 狼窝导航 Protector may be right for you

Talk with your financial professional to learn more about 狼窝导航 Protector can help you build your retirement nest egg and manage the unpredictable with a Return of Premium benefit.

This product and the components and features contained within are not available in all states or firms. Please reach out to your financial professional for more details on state approvals and firm guidelines.

1 Withdrawals and surrender of taxable amounts are subject to ordinary federal and state income tax, and except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59陆. Withdrawals in excess of the no-charge amount are subject to a Withdrawal Charge which may result in the loss of principal. The Withdrawal Charge schedule may reduce the actual accumulation amount in accordance with the terms of the contract in determining the Cash Surrender Value.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

狼窝导航 Protector GEN (09/15) NB and Return of Premium Rider ICC17 ROP (08/17) or state variations are issued by 狼窝导航 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificates of Disclosure for details. Products not available in all states.

The purpose of this material is solicitation of insurance. Any sale of an annuity will require contact with a financial professional.