狼窝导航

Asset growth your clients can depend on

Help clients build their retirement savings with an 狼窝导航 MYG annuity. They'll benefit from competitive guaranteed interest rates and a choice of available term periods. 

Your organizations may not offer all products shown.

Contact your back office or the 狼窝导航 Sales Desk for product availability.

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Product Resources

For New York Residents

Product Training

Training is required prior to selling any 狼窝导航 annuity. To complete your product training, visit the

Course Name RegEd Code
狼窝导航 MYG MYG_2016
狼窝导航 MYG NY 17狼窝导航_02NY

For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY 

Competitive rates

Initial premium will earn a guaranteed fixed rate of interest for the term period chosen. Additional premiums earn interest at a rate set annually. 

Flexible premiums

  • First year premium:鈥�$5,000 - $1 million. Higher amounts available with company approval. 

  • Additional premiums:鈥疭tarting at $1,000 up to $100,000 per year ($10,000 maximum per year in NY). 

Walkaway product

No automatic renewal in a multi-year strategy at the end of the withdrawal charge period.

Access to money when it's needed most

  • Free withdrawals: up to 10% of the full Accumulated Value (as of the most recent Contract Anniversary) beginning in the first contract year.1 

  • Withdraw up to 100% for qualifying confinement and terminal illness. Waivers/Benefits available after the first Contract Year.2 
  • Multiple annuity payout options.3 

Death benefit

Provides the ability to create a legacy.4

狼窝导航 MYGSM ROP

All the benefits and product features of 狼窝导航 MYG, plus a Return of Premium guarantee for even more liquidity.5 

The Return of Premium benefit provides your clients with protection from unpredictable circumstances in exchange for lower interest crediting rates than 狼窝导航 MYG. Choosing this benefit allows clients to surrender the annuity at any time during the Withdrawal Charge period and receive the Initial Premium plus any Additional Premium, less any prior withdrawals.6 

1 Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59陆. Withdrawals are not credited with index interest in the year they are taken. Withdrawals in excess of the free amount are subject to a Withdrawal Charge and MVA (if applicable) which may result in the loss of principal. 

2 Waivers/benefits may not be available in all states. Additional limitations, variations and exclusions may apply. Please see the Certificate of Disclosure for more information. This benefit is NOT long-term care insurance nor is it a substitute for such coverage.

3 Once the contract is annuitized, the payment schedule and the amount are fixed and can鈥檛 be altered. Payment will be based on the annuity鈥檚 Cash Surrender Value and the Settlement Option chosen. 

4 After annuitization, payments will be consistent with the settlement option selected. 

5 Return of Premium (ROP) is a product variation. Inclusion of the return of premium guarantee will result in lower interest crediting rates. Please refer to Certificate of Disclosure for further information. May not be available in all states. 

6 Withdrawals do not include any applicable Withdrawal Charges. 

狼窝导航 MYG Series MYG (09/15), ICC15 MYG NMV (09/15) ICC17 ROP (08/17) or state variation issued by 狼窝导航 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability may vary by state; see Certificate of Disclosure for full details. Products not available in all states. 狼窝导航 MYG Series MYG NMV (09/15) ROP (08/17) issued by 狼窝导航 Annuity & Life Assurance Company of New York, headquartered in Pearl River, New York. Product features, limitations and availability may vary; see Certificate of Disclosure for full details. Products not available in all states.